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Insurance for TLI Cycling Events

Public Liability

TLI Cycling 'Public Liability' insurance indemnifies Full, Day, & Event members where a member of the Public is injured or their property is damaged. It covers accidental bodily injury to third parties, and/or damage to third party property, arising out of all cycling activities except for commuting. (Commuting is defined as being travel in either direction between one's place of residence and place of work).

For the protection of Clubs, Full, Day & Event members, and for all those involved in the management of TLI Cycling approved and insured cycling events, TLI Cycling provides, through its Public Liability Insurance policy, an indemnity limit of £10,000,000 for legal liabilities arising in respect of claims made against an event organiser, official, or participant, that involves either bodily injury or property damage to a third party.

Events promoted under the auspices of TLI Cycling are provided with this cover upon receipt of a fully completed Event Application form; General & Specific Course Risk Assessment forms; and Police Authorisation where required for the type of event. Cover cannot be provided for the promotion of non-competitive events, including Sportives.


Employers' Liability

TLI Cycling 'Employers’ Liability' protects our event organisers (the Employer) in the event of an injury to a race volunteer such as a marshal, who need not necessarily be a member of TLI Cycling. Under English law a race volunteer can be called an Employee even if they are not paid. Employers’ Liability provides protection to the event organiser as the 'Employer' in the event of any volunteers becoming injured during the course of their activities with the event organisation and suing the organiser for negligence.


Director & Officers Liability

In the event that a claim is against a Director of TLI Cycling Ltd, other Executive Management member or race official as an individual, rather than as a representative of an event, then TLI Cycling provides to that individual the benefit of ‘Directors & Officers Liability' insurance which provides indemnity for individuals acting on behalf of an event held under the auspices of TLI Cycling. This covers any actual or alleged breach of trust, breach of duty, neglect, error, misstatement, misleading statement, omission, breach of warranty of authority or other act wrongfully committed or attempted by the Official in the course of performing his duties as an Official.


Contingency Liability for Drivers of Road Event Vehicles

Contingency liability motor vehicle insurance is available to members who perform a key role as a designated road event official and covers liability in the event of indemnity being denied under the drivers own insurance policy due to the use of the vehicle. This covers both car and motorcycle officials. Lead Car Drivers and Motorcycle riders must be TLI Cycling members and have satisfactorily completed an application form prior to the event start. They must also be under 70 years of age, have held a full UK licence for a minimum of 3 years, and have a maximum of 3 points on their driving licence.